Tag Archives: finance

The Debt Problem: Your Financial Worries, and How to Fix Them

Everyone worries. Even the most optimistic person has worries — most likely that people think they’re too optimistic. If not careful, these worries can fill people’s heads, leaving little space to figure out how to correct their ongoing issues. You also have worries — mostly in the financial category. With a young family which seems to need more every week, your worries morph into apocalyptic scenarios where you’re all out on the street, or the bank is hammering a Foreclosure sign on your home, or one of your children needs emergency surgery or dental work. And when you review your checking account, you worry how you’ll ever get out of the mess you made when you started said young family, as now you’re in a bundle of debt.Continue Reading

Starting a Young Family: Are you ready?

Planning a family is exciting. Beside the actual, um, creation of the children, there’re thoughts about having a boy or girl, how you’ll educate them, what they’ll be when they grow up, and how they’ll provide for you when you’re old and grey. They’re great topics; however, in many cases they crowd out the most important question for you and your partner … Are you ready to start a family?Continue Reading

Financial Advice: Why You Should Listen to the Experts

Dave Ramsey and Suzie Orman. These are two names many young families hear over the course of time when dealing with their finances. Both are very well-known financial personalities who have their own shows and books. They also appear across the country numerous times a year to promote their financial strategies to get rid of debt and build wealth. Listen to them on a regular basis and their advice is straightforward without any gimmicks. In fact, many of the things we mention on this blog line up with what these and other public financial advisors say.Continue Reading

Keeping Your Cool During Hot Financial Situations

If you’re reading this blog there’s a good chance you have an idea of stabilizing the financial situation for your young family or have done so already. Let’s face it, financial problems, especially those which seem insurmountable, can lead to serious consequences for all family members. This includes medical issues due to stress or personal issues, such as divorce, due to disagreements on how to manage money. It can also lead to heated arguments in front of young ears — something which should not take place under any circumstances.Continue Reading

Maximizing the Profits of Your Small Business

As someone with a young family and a small business, one of your main goals is to ensure there’s enough money to pay for household essentials and business expenses. Oh. of course you could utilize credit in order to have enough funds to take care of both; however, this leads to a giant problem. The money utilized in the present needs to be paid back in the future, and this means profits from the business aren’t maximized.Continue Reading

Parenting and Finance: Should Allowances be Allowed?

The allowance — a decades-old ritual for children. Each week, kids young and old would step up to their parents, put out their hands, and be given precious cash. In the days of Way Back When, this was normally 50 cents or so. Today, an allowance can run parents several dollars a week.Continue Reading

Know Your Health Insurance Acronyms

Acronyms are the way of the world in the 21st century. Be it correspondence on social media or review of government programs, these forms of abbreviated words encompass more of everyday speak than ever before. One of the main culprits of this is the health care system. From PPO and HMO to PCP and AHCA, the acronyms of healthcare can confuse even the most intellectual person.
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Penny Pinchers: Is It Okay To Be Cheap?

Extreme Couponing and Extreme Cheapskates are two cable programs which highlight those people who attempt to squeeze every ounce out of their collected pennies – people who are cheap. In Couponing, viewers can look on with both shock and amazement as shoppers purchase $1,000 worth of products for only one dollar. In Cheapskates, viewers can watch as someone decides to start a date by eating free chips and salsa and running out on the actual meal.Continue Reading

Heat Wave: Saving Money on Warming Your Home

It’s cold, cloudy, and downright dreary outside your windows. On the horizon, the sky is the color of snow. You shiver. Not because of the cold outside. Rather, it’s due to how cold it is inside your home. You need some heat!Continue Reading

Back to the Market: More Ways to Save Money on Food

How’s food shopping going these days? A bit expensive, isn’t it? Yes, it seems everything from meat to dairy is going up in price. Even staples like canned vegetables are increasing. Some of this is due to shortages of crops and animal products. The rest is due to the business of food retail.Continue Reading