Tag Archives: family

The Debt Problem: Your Financial Worries, and How to Fix Them

Everyone worries. Even the most optimistic person has worries — most likely that people think they’re too optimistic. If not careful, these worries can fill people’s heads, leaving little space to figure out how to correct their ongoing issues. You also have worries — mostly in the financial category. With a young family which seems to need more every week, your worries morph into apocalyptic scenarios where you’re all out on the street, or the bank is hammering a Foreclosure sign on your home, or one of your children needs emergency surgery or dental work. And when you review your checking account, you worry how you’ll ever get out of the mess you made when you started said young family, as now you’re in a bundle of debt.Continue Reading

Starting a Young Family: Are you ready?

Planning a family is exciting. Beside the actual, um, creation of the children, there’re thoughts about having a boy or girl, how you’ll educate them, what they’ll be when they grow up, and how they’ll provide for you when you’re old and grey. They’re great topics; however, in many cases they crowd out the most important question for you and your partner … Are you ready to start a family?Continue Reading

Financial Advice: Why You Should Listen to the Experts

Dave Ramsey and Suzie Orman. These are two names many young families hear over the course of time when dealing with their finances. Both are very well-known financial personalities who have their own shows and books. They also appear across the country numerous times a year to promote their financial strategies to get rid of debt and build wealth. Listen to them on a regular basis and their advice is straightforward without any gimmicks. In fact, many of the things we mention on this blog line up with what these and other public financial advisors say.Continue Reading

Keeping Your Cool During Hot Financial Situations

If you’re reading this blog there’s a good chance you have an idea of stabilizing the financial situation for your young family or have done so already. Let’s face it, financial problems, especially those which seem insurmountable, can lead to serious consequences for all family members. This includes medical issues due to stress or personal issues, such as divorce, due to disagreements on how to manage money. It can also lead to heated arguments in front of young ears — something which should not take place under any circumstances.Continue Reading

It’s Winter: Time to Get Ready for Summer Camp!

At the time this blog entry is written the Northeast coast of the United States is under a blanket of white. Snowstorm upon snowstorm has inundated the region with feet of snow while below freezing temperatures have kept it from melting. People who live there are cold, tired, and in need of relief. What a perfect time to start thinking about summer camp for your young family.Continue Reading

Maximizing the Profits of Your Small Business

As someone with a young family and a small business, one of your main goals is to ensure there’s enough money to pay for household essentials and business expenses. Oh. of course you could utilize credit in order to have enough funds to take care of both; however, this leads to a giant problem. The money utilized in the present needs to be paid back in the future, and this means profits from the business aren’t maximized.Continue Reading

Heat Wave: Saving Money on Warming Your Home

It’s cold, cloudy, and downright dreary outside your windows. On the horizon, the sky is the color of snow. You shiver. Not because of the cold outside. Rather, it’s due to how cold it is inside your home. You need some heat!Continue Reading

Back to the Market: More Ways to Save Money on Food

How’s food shopping going these days? A bit expensive, isn’t it? Yes, it seems everything from meat to dairy is going up in price. Even staples like canned vegetables are increasing. Some of this is due to shortages of crops and animal products. The rest is due to the business of food retail.Continue Reading

Frugal Fun: Having Fun For Less During the Holidays

By the time you see this, your young children will be in the midst of a holiday break. A long holiday break. A very long holiday break. And they’ll be bored. Correction, they’ll be very bored. They’ll get tired of their Christmas gifts two seconds after they open them and they’ll bother you every five minutes to do something. You, also on holiday break, will shoo them away while you say you don’t have money to do anything. But the kids want to have some fun.Continue Reading

2015: What You Want for Your Young Family in the New Year

The New Year is fast approaching. Despite the fact you don’t have time to think about it due to all the holiday preparations and celebrations, it’s something which should be forefront in your mind. Especially if you and your young family had some financial difficulties during this past year. Think for a minute — do you want to have the same problems come January, or have them exacerbated by ongoing poor decisions?Continue Reading