Tag Archives: budgeting

Starting a Young Family: Are you ready?

Planning a family is exciting. Beside the actual, um, creation of the children, there’re thoughts about having a boy or girl, how you’ll educate them, what they’ll be when they grow up, and how they’ll provide for you when you’re old and grey. They’re great topics; however, in many cases they crowd out the most important question for you and your partner … Are you ready to start a family?Continue Reading

Financial Advice: Why You Should Listen to the Experts

Dave Ramsey and Suzie Orman. These are two names many young families hear over the course of time when dealing with their finances. Both are very well-known financial personalities who have their own shows and books. They also appear across the country numerous times a year to promote their financial strategies to get rid of debt and build wealth. Listen to them on a regular basis and their advice is straightforward without any gimmicks. In fact, many of the things we mention on this blog line up with what these and other public financial advisors say.Continue Reading

Keeping Your Cool During Hot Financial Situations

If you’re reading this blog there’s a good chance you have an idea of stabilizing the financial situation for your young family or have done so already. Let’s face it, financial problems, especially those which seem insurmountable, can lead to serious consequences for all family members. This includes medical issues due to stress or personal issues, such as divorce, due to disagreements on how to manage money. It can also lead to heated arguments in front of young ears — something which should not take place under any circumstances.Continue Reading

Maximizing the Profits of Your Small Business

As someone with a young family and a small business, one of your main goals is to ensure there’s enough money to pay for household essentials and business expenses. Oh. of course you could utilize credit in order to have enough funds to take care of both; however, this leads to a giant problem. The money utilized in the present needs to be paid back in the future, and this means profits from the business aren’t maximized.Continue Reading

Back to the Market: More Ways to Save Money on Food

How’s food shopping going these days? A bit expensive, isn’t it? Yes, it seems everything from meat to dairy is going up in price. Even staples like canned vegetables are increasing. Some of this is due to shortages of crops and animal products. The rest is due to the business of food retail.Continue Reading

2015: What You Want for Your Young Family in the New Year

The New Year is fast approaching. Despite the fact you don’t have time to think about it due to all the holiday preparations and celebrations, it’s something which should be forefront in your mind. Especially if you and your young family had some financial difficulties during this past year. Think for a minute — do you want to have the same problems come January, or have them exacerbated by ongoing poor decisions?Continue Reading

Keep Calm and Keep Shopping: Tactics for the Holiday Season

The holiday shopping season is underway! Stores are packed with bargains and people while the Internet tempts and tantalizes with deep-discounted items which can be purchased with a few clicks of the mouse. Or, if shopping on a tablet or smartphone, a swipe of the finger. It’s a time where presents under the tree swell while your wallet or purse gets ever emptier. Throw in a young family, and you can feel the financial floor slipping out from under you.Continue Reading

Despite What Your Kids Might Say, It’s Almost Time For School

Do you hear that? It’s the sound of young parents breathing a sigh of relief as they passed the hump of the July 4th holiday season. They now look at the calendar and discover that it won’t be long before their children switch out their pails and shovels for lunch bags and backpacks. Yes, a new school year is right around the corner, despite what your children might say.Continue Reading

Travel Spending: Yet More Tips to Save Money on Vacation

We’re here again, the time of year people call vacation, holiday, or time off. Be it a few days or a few weeks, folks pack bags, stop the mail and head out on the road for a new adventure. Most of the times these quests are full of excitement and wonder. However, there are some vacations loaded down with dread and despair as funds for various accommodations and activities dwindle. This can cut a vacation short and make a young family quite miserable.Continue Reading

Your Financial Perseverance: How Bad Do You Want It?

Over the last year or so, we at Young Family Finance have provided you with tips and plans on how to make you and your young family as financially stable as possible. We’ve given advice on insurance, home shopping, car purchases, schooling and vacation planning. We told you where your money should be at this time and provided encouragement to reach your goals. You’ve read many of our articles, agreed with them and then went back to watching cat videos.Continue Reading