Tag Archives: budget

The Debt Problem: Your Financial Worries, and How to Fix Them

Everyone worries. Even the most optimistic person has worries — most likely that people think they’re too optimistic. If not careful, these worries can fill people’s heads, leaving little space to figure out how to correct their ongoing issues. You also have worries — mostly in the financial category. With a young family which seems to need more every week, your worries morph into apocalyptic scenarios where you’re all out on the street, or the bank is hammering a Foreclosure sign on your home, or one of your children needs emergency surgery or dental work. And when you review your checking account, you worry how you’ll ever get out of the mess you made when you started said young family, as now you’re in a bundle of debt.Continue Reading

Starting a Young Family: Are you ready?

Planning a family is exciting. Beside the actual, um, creation of the children, there’re thoughts about having a boy or girl, how you’ll educate them, what they’ll be when they grow up, and how they’ll provide for you when you’re old and grey. They’re great topics; however, in many cases they crowd out the most important question for you and your partner … Are you ready to start a family?Continue Reading

Financial Advice: Why You Should Listen to the Experts

Dave Ramsey and Suzie Orman. These are two names many young families hear over the course of time when dealing with their finances. Both are very well-known financial personalities who have their own shows and books. They also appear across the country numerous times a year to promote their financial strategies to get rid of debt and build wealth. Listen to them on a regular basis and their advice is straightforward without any gimmicks. In fact, many of the things we mention on this blog line up with what these and other public financial advisors say.Continue Reading

Penny Pinchers: Is It Okay To Be Cheap?

Extreme Couponing and Extreme Cheapskates are two cable programs which highlight those people who attempt to squeeze every ounce out of their collected pennies – people who are cheap. In Couponing, viewers can look on with both shock and amazement as shoppers purchase $1,000 worth of products for only one dollar. In Cheapskates, viewers can watch as someone decides to start a date by eating free chips and salsa and running out on the actual meal.Continue Reading

Frugal Fun: Having Fun For Less During the Holidays

By the time you see this, your young children will be in the midst of a holiday break. A long holiday break. A very long holiday break. And they’ll be bored. Correction, they’ll be very bored. They’ll get tired of their Christmas gifts two seconds after they open them and they’ll bother you every five minutes to do something. You, also on holiday break, will shoo them away while you say you don’t have money to do anything. But the kids want to have some fun.Continue Reading

2015: What You Want for Your Young Family in the New Year

The New Year is fast approaching. Despite the fact you don’t have time to think about it due to all the holiday preparations and celebrations, it’s something which should be forefront in your mind. Especially if you and your young family had some financial difficulties during this past year. Think for a minute — do you want to have the same problems come January, or have them exacerbated by ongoing poor decisions?Continue Reading

Why It’s Not Bad to be Wealthy

In recent years a movement has come into popularity that split the country. It deals with wealth. Many people feel those who are wealthy – those who make millions, if not billions, a year are evil incarnate because of the accumulation of money. They feel these people have the ability to manipulate government officials to vote their way to keep taxes low, provide numerous monetary exemptions and make laws favoring them.Continue Reading

Three Important Things to Say Before You Pay for Something

The pressure to pay and spend money comes from all avenues. Salespeople tempt you with intriguing purchases, advertisements try to lure you into withdrawing money from the ATM and family members seem to have their hands out, literary or figuratively, every time you walk in the door. Getting around these obstacles can be so daunting that many folks give up and just dole out the money to avoid further frustration.Continue Reading

Despite What Your Kids Might Say, It’s Almost Time For School

Do you hear that? It’s the sound of young parents breathing a sigh of relief as they passed the hump of the July 4th holiday season. They now look at the calendar and discover that it won’t be long before their children switch out their pails and shovels for lunch bags and backpacks. Yes, a new school year is right around the corner, despite what your children might say.Continue Reading

Travel Spending: Yet More Tips to Save Money on Vacation

We’re here again, the time of year people call vacation, holiday, or time off. Be it a few days or a few weeks, folks pack bags, stop the mail and head out on the road for a new adventure. Most of the times these quests are full of excitement and wonder. However, there are some vacations loaded down with dread and despair as funds for various accommodations and activities dwindle. This can cut a vacation short and make a young family quite miserable.Continue Reading