As expected with the tradition of New Year, many of us have set ourselves resolutions, all of which are designed to help improve our lives in some way. Most commonly we look at more aesthetic ways to better ourselves, we diet, exercise, clear out the wardrobe, and try to cut down on alcohol and cigarettes. However, while all these goals are good, there are many more important facets to think about when casting your mind to the future, the most obvious being our finances and assets.
The notion of tackling legal work might feel strange to start arranging when the New Year is all about new beginnings, and yet, if we create a lifestyle check list to help get our belongings, money, and overall our lives, in order, it can be a fantastic way to embrace 2014. Think about it as kick starting that ‘new you’.
Whether you’re married, unmarried, with children, without children, or expecting, writing a Will is a definite must, and shouldn’t be thought of as an accompaniment of the older generation. Furthermore, even if you feel like you aren’t ‘rich enough’ to draw up plans, it actually doesn’t matter how much we leave behind once we’re gone – whether it’s a lot or a little, we want to ensure that our assets are given to the right people. It’s a sad truth that three in five people won’t create a Will, which means that they become what is known as an ‘intestate’ when they pass away. To help avoid all the unpleasant implications that come along with not leaving behind a Will, you can contact specialists to set everything in motion. Saga are experienced in estate and will planning, and should be one of your first choices when seeking advice.
As well as the serious side of getting your life in order with the aid of seasoned professionals, you can also tackle lighter tasks to help organize and redefine your new life for 2014. A prime example of this is taking care of any unfinished DIY projects around the home. Although it might not seem important, finishing everything off, and utilising your money in a sensible manner, will help you out in the long run. This is especially true if anything untoward should happen: if you’ve handled that broken stair rail it saves your family paying out for it, and having to deal with it once you’re gone.
Another good tip to ensure that 2014 runs as smoothly as possible is to put your appointments, plans, and any other events in order. Often we get gifted calendars at Christmas, and while we put them up, we don’t really use them properly. With the New Year still in its infancy, there is plenty of time to organise your life and write everything up on your calendar, which is particularly helpful for planning bills, rents, and food shopping. Knowing what date your money goes in and out will make a huge difference.
Alongside the mentioned solutions above, there are also many other areas of your life that you can take hold of and get in check as part of the New Year and the new you, if you want a good idea of what else you can organize why not visit Saga and glance over their services?