While some people may hate new years resolutions, I have come to enjoy them. In the past two years, my wife and I have accomplished a lot more because of resolutions or goals, if that’s the term that you prefer to use. Most people associate resolutions with weight loss. I know that I did for… Continue Reading
Category Archives: Career
Is College Always Worth It | An Overview
With the cost of a college degree spiraling nowadays, you need to make sure that spending three years and the best part of $30,000 a year on fees is really the correct option for you. There are plenty of other avenues out there to get your foot on the job ladder and in some cases you may actually end up better off for having spent your three years gaining experience in your particular field.… Continue Reading
Ethics of Calling in Sick When You’re Healthy
It was just the other day that I was chatting with a friend of mine about how much time off we get from our day jobs. The conversation started after I learned that my dad gets 35 days off from his job. While he’s been working a lot longer than I have and probably deserves it since he is only 4-5 years away from retirement, it still made me feel jealous. I currently get 10 days of PTO along with major holidays, not including 10 sick days each year.… Continue Reading
Financial Benefits of Not Having Kids
Although this may be surprising to some, not every person and/or couple wants to have kids. Some people aren’t interested in taking on the extra work that kids require. Others don’t want the financial responsibility associated with children. There are financial benefits of not having kids, for instance, choosing not to have children means not having to pay for a child’s (or children’s) birth, day-to-day expenses or college. Over an individual’s lifetime, this can add up to a significant amount of money. Some people choose not to take on such expenses because they don’t have the money to, others simply because they would rather not.… Continue Reading
The Price of Being Organized
It was just recently that my wife and I started talking about replacing our old desk. A few years ago, we got this desk through craigslist when we were furnishing our apartment. We got a lot of great deals, including the desk for free (it came with the dresser that we got for $10). We… Continue Reading
Affordable Modes of Transportation
Have you ever felt guilty for spending so much money on transportation? I bet it hasn’t been that long since you filled your gas tank with gas and it cost you over $50. How often do you fill your tank each month? Twice? Four times? If we stop and think about it, transportation costs can hurt our budget pretty easily. The rising costs of oil and the higher prices that are speculated to come, fuel the question of what are other affordable modes of transportation. What can we do to save money and still get from point A to B?… Continue Reading
Retirement Planning for Young Families
What does retirement planning for young families look like? If you are a young family starting to think about your future, you should realize that you have the advantage right now. You may even be wondering where to start? What is the best investment? Or how to juggle saving for retirement while you have costs of childcare? I won’t be able to address all of these questions today, but it is important to address them now, at the beginning of this series on retirement.… Continue Reading
Daycare or Stay-at-home Parent?
Are you at the stage in life when you are considering daycare so that you can return to work? My brother and sister-in-law just had their first child a few months ago. They were forced to deal with this same question. While I have not had to personally face this question, from talking with my… Continue Reading