Author Archives: Wayne

Conquering Some Common Household Problems

This winter our household suffered even more than others during the long deep freeze. Returning home from a weekend with the in-laws, the normal Sunday night problems of getting tired and grumpy kids to bed and the household ready for Monday morning, vanished in the wake of a burst frozen pipe.Continue Reading

Tips on Coping Financially Following Separation

In every separation there will be winners and losers – with recent research showing a clear gender split when it comes to what men and women gain financially from relationship breakdown. On average, a man’s income increases by about a third, with the chances of this rising even further if they are already fathers.Continue Reading

Computers for kids: The Pros & Cons

Children see computers all around them. As soon as they start school they will use a computer in the classroom, and many toddlers are used to using tablets from their early days. How do we decide how much technology our children should be exposed to?Continue Reading

Did You Buy a Home Too Early?

My wife and I are getting really excited about moving in the next year. As a result of starting to plan for our move, we’ve started to think about buying a condo instead of renting. When we compare mortgage payments for condos that we would want to buy and the cost to rent a place, both options are about the same price. It doesn’t take a rocket scientist to figure out that if you are going to pay the same in rent, it is better to buy your own place and build equity than to rent forever.Continue Reading

Important Tips for Buying a Home

Buying a home as a young adult can make or break your financial future. On the one hand it can help you build equity in real estate instead of flushing your rent money down the toilet, but on the other hand it puts you and your credit history at risk. If you are take on too much mortgage, take the wrong type of mortgage, or one of the other major mistakes that young adults make when buying a home, you could cause a major disaster that will affect your life for years to come. In order to help you avoid financial disaster, here are several tips for your first time home purchase.Continue Reading

Why I Love Shoe Boots

It’s a familiar story. After a frosty start, it turns into a sweltering hot day in April. The knee-high boots you reluctantly donned that morning due to the cold suddenly don’t seem like such a good idea after all. A moment’s sensible choice turns into a day-long sentence of having uncomfortable, hot feet. You can’t focus on work, you just long to get home and take those boots off!Continue Reading

Multiple Ways to Invest

Any young family knows the challenge of learning how to invest for the first time. Unless you go to business school, this topic is not addressed in school. Given the tendency of individualism in our society, it’s almost a given that parents fail to teach investing to their kids. I know that I am still learning how to properly invest for my family’s future. I’m no expert, but I have learned a lot in the past few years. Here are many places you can put your money to generate even more revenue.Continue Reading

Clothes Do Make the Woman

Ninety percent of all women have one part of their body they wish they could change, according to ConfidenceCoalition.org, which is a website dedicated to empowering women and tracks statistics concerning women. That, of course, can make shopping for clothes that flatter your figure and natural curves a challenge.Continue Reading

How to Remotely Incorporate Your Ecommerce Business in Canada

There are many excellent reasons for incorporating your ecommerce business in Canada. Incorporating your ecommerce business in Canada may be a great idea if your business has substantial connections and contacts with Canada, even though you personally reside and work in a different country. If your business is properly incorporated you will not be held personally liable for obligations incurred by your business.Continue Reading

Simple Ways to Save Money

What are some simple ways to save money? The first order of business is to be smart with your purchases. Some of the most wasteful purchases are on items you already have or do not need. Additionally, be smart at the supermarket. Make a list of things you need when you run out and be conscientious when you are buying new things. This is a sure way to be a savvy and smart food shopper.Continue Reading