The (Almost) Free Way to Live

A well-worn phrase says that nothing in life is free. Taking this literary, even the air you and your young family breathe costs money. Of course, this is a bogus statement, because there are plenty of things out there that don’t cost any money. Or, to be more specific, may cost very little money for a bigger investment.Continue Reading

Should First Home Buyers Be Allowed to Use Their Super as a Deposit?

First home buyers are required to put a large sum of money down as a deposit on the purchase of a home. It can be difficult for people to save up this money. Some lenders allow buyers to use their superannuation as a deposit, but this technique has received criticism. There are advantages and disadvantages of using a super as a deposit that should explored.Continue Reading

Fossil, Hybrid or Electric: What Car is Right For Your Family

To quote Mr. Bob Dylan, the times, they are a changin’. The zero carbon movement is in full swing. People are switching to wind or solar for their electricity, recycling and composting their trash, walking or biking to their destinations and trying to live as environmentally conscious as they can. You and your young family are doing so as well…at least to the best of you ability. You eat fewer processed foods, bike to your destinations with your kids and keep the air conditioner at 78 degrees or higher. You think you’re doing well, except for the type of car you drive.Continue Reading

School Savings: The Inexpensive Way to Go Back to College

Let’s not sugarcoat it — college is expensive. The average cost of a public college education in 2013 averaged $23,000. Double that for a private university. And it gets worse. Students aren’t paying for these annual payments with cash. They’re utilizing student loans, putting them in debt even before they graduate and adding extra pressure to them to choose a proper career choice. Put it all together, America is facing a trillion dollar student loan crisis. And a good portion of those in debt are those who have decided to go back to college after staying away.Continue Reading

Does a Cable Subscription Make Sense Anymore?

Cable television seems like a slowly sinking ship. In 2013 alone 1.8 million people unsubscribed from their cable service. And why not? All the good shows are on premium channels you won’t pay for, the other channels are full of the commercials and the legacy networks aren’t producing the quality material you once new. Plus, there’s not really a need to subscribe to a cable package when you can see most shows on the Internet or binge watch them in locations like Netflix or Amazon Prime.Continue Reading

Lunchtime: Sources to Find Delicious and Inexpensive School Lunch Recipes

The school lunch has drastically changed over the last decade or so. Gone is the typical sandwich/fruit/drink combination. These days the typical student lunch is full of protein, produce, grains, and plenty of vitamins and minerals to keep children engaged in class. Even school cafeterias are making these shifts in lunchtime nutrition, throwing out the French fries and beef burgers for sweet potato fries and turkey burgers. Many schools now have a salad bar where students must stop first before heading into the line.Continue Reading