Keep Calm and Keep Shopping: Tactics for the Holiday Season

The holiday shopping season is underway! Stores are packed with bargains and people while the Internet tempts and tantalizes with deep-discounted items which can be purchased with a few clicks of the mouse. Or, if shopping on a tablet or smartphone, a swipe of the finger. It’s a time where presents under the tree swell while your wallet or purse gets ever emptier. Throw in a young family, and you can feel the financial floor slipping out from under you.Continue Reading

Cleaning Day: Cheap and Natural Cleaning Solutions

Cleaning the house where you and your young family reside isn’t cheap. Detergent, bleach, wipes for kitchen and floor, product to clean toilets and bathtubs, powder to disinfect carpets … all of these items can total $30 to $40 depending on the brands you purchase and where you buy them. In addition, many of these items aren’t the safest to have around a home with children, let alone adults. Do you really want to purchase a cleaning solution where you may nee to visit the emergency room if it accidentally gets on your skin?Continue Reading

Car Troubles: Avoid the Repair Shop With These Simple Car Fixes

Everyone who owns an car dreads the little yellow engine light that appears on their dashboard at the most inopportune time — usually when driving your young family somewhere. At the sight of this warning light thoughts turn toward the repair shop and high service costs which can deplete your emergency fund. Or, perhaps, the repair costs are so huge the car needs to stay in the driveway until enough money is accumulated. Or, perhaps, this is not the case at all.Continue Reading

5 Alternatives to Getting a Loan

When you need fast money, obtaining a loan isn’t always the best option. Sometimes you just don’t have the means to repay a loan. There are also administrative fees and interest to consider with loans as well. When you’re low on funds, it’s time to get creative and get out of the pickle. It may require a few long days and losing a bit of sleep, but obtaining money when you need it is worth it.Continue Reading

I’ve Got the Music in my Stream: The Cost of Music Streaming Sites

The CD is dead, and we’re not talking about the Certificate of Deposit. Although, that has also faded over the years due to low interested rates. However, that’s for another entry. What we’re talking about are those shiny discs of music that replaced the venerable long-playing records back in the early 1980s. Sure, you still see some places selling them but with less frequency than before. In other words, you don’t sit at the entrance to the Wal-Mart waiting for the latest Taylor Swift release.Continue Reading

Property ROI: You Can Smell the Money

ROI, or Return on Investment, is the profit you make through any sort of investment. Investopedia describes ROI as a performance measure that is used to calculate the efficiency of an investment. It is also used as a way to compare one investment to another. Different types of investments can provide different levels of ROI; short-term and long-term have some of the largest differences, but buying commercial property versus residential property can have a major impact as well. When looking for investment opportunities that can provide the best ROI available, you’re going to need to do some legwork. Research is your friend when it comes to deciding which property will provide the best ROI you can get. When doing your research, following these tips can help in finding the best possible investment.Continue Reading