Promoting Your Creativity: Avenues to Purchase Promotional Items

Creativity and imagination are precious gifts. With them one can design anything, from a glorious painting to a world-class novel praised by all. In many cases, all that is needed is to display the art work or place the book on the shelf. However, there are some situations where additional promotion is needed. In fact, there are some who do both, even though their success increases with each released item.Continue Reading

Tiny House Resources: Where to Find All You Need to Design a Tiny Home

Overconsumption has been has been newsworthy for centuries. Overuse of land, electricity, water and creation of McMansions have taken place long before the first settlers arrived in Jamestown. With populations across the globe growing and the threat of climate change looming, plenty of people are wondering what will be left for the next generations.Continue Reading

The Costs of Creating a Small Business

Like the Great Depression remade the landscape of the United States in the late 1920s and early 1930s, the Great Recession of the 21st century shook up the employment universe. Jobs vanished and never returned, those who survived received a substantial cut on salary or benefits and hiring became a much tougher challenge. Many of those affected went back to school to obtain a degree and start a new career from scratch. Others gave up on working for someone else and decided to create their own small business.Continue Reading

How to Determine if a Tiny House is in Your Future

The Tiny House movement is in full swing. From numerous books on the subject, to the documentary TINY: A Story About Living Small, to the new series Tiny House Nation, individuals and young families are rethinking their living requirements. Why do they need to reside in a large apartment or home when they could live and flourish in an area 500 square feet or smaller? There are definitely benefits to owning a tiny home. First, they save monthly mortgage payments since most tiny houses are paid for ahead of time. Second, depending on the height of the tiny house, it can be transported across the country like a recreational vehicle, allowing the owner to avoid items like utility bills and property taxes.Continue Reading

How to Calculate Final Expense

Without knowing exactly when you will pass, all you can really do as far as final expenses are concerned is make an estimate. The national US average cost for a funeral in 2014 has reached $10,000. This increases slightly each year. With your final expenses you need to include your debts, anticipated funeral costs, estate costs and what your final medical costs might be. Plan to save at least 25-percent more than the estimate to cover these costs.Continue Reading

Three Important Things to Say Before You Pay for Something

The pressure to pay and spend money comes from all avenues. Salespeople tempt you with intriguing purchases, advertisements try to lure you into withdrawing money from the ATM and family members seem to have their hands out, literary or figuratively, every time you walk in the door. Getting around these obstacles can be so daunting that many folks give up and just dole out the money to avoid further frustration.Continue Reading