5 Alternatives to Getting a Loan

When you need fast money, obtaining a loan isn’t always the best option. Sometimes you just don’t have the means to repay a loan. There are also administrative fees and interest to consider with loans as well. When you’re low on funds, it’s time to get creative and get out of the pickle. It may require a few long days and losing a bit of sleep, but obtaining money when you need it is worth it.Continue Reading

I’ve Got the Music in my Stream: The Cost of Music Streaming Sites

The CD is dead, and we’re not talking about the Certificate of Deposit. Although, that has also faded over the years due to low interested rates. However, that’s for another entry. What we’re talking about are those shiny discs of music that replaced the venerable long-playing records back in the early 1980s. Sure, you still see some places selling them but with less frequency than before. In other words, you don’t sit at the entrance to the Wal-Mart waiting for the latest Taylor Swift release.Continue Reading

Property ROI: You Can Smell the Money

ROI, or Return on Investment, is the profit you make through any sort of investment. Investopedia describes ROI as a performance measure that is used to calculate the efficiency of an investment. It is also used as a way to compare one investment to another. Different types of investments can provide different levels of ROI; short-term and long-term have some of the largest differences, but buying commercial property versus residential property can have a major impact as well. When looking for investment opportunities that can provide the best ROI available, you’re going to need to do some legwork. Research is your friend when it comes to deciding which property will provide the best ROI you can get. When doing your research, following these tips can help in finding the best possible investment.Continue Reading

Holiday Vacations: How to Enjoy Without Going Broke

The winter holiday season is nearly upon us. You can tell this by the winter jackets your young family is now wearing, the lack of leaves on the trees, and the non-stop Christmas music on all your preset radio stations. Many people thrive this time of year, becoming jolly and festive as they prepare Thanksgiving and Christmas celebrations for friends and family. You? Well, you tend to hide in your basement until the beginning of the new year, despite the fact your family wants to see you. Instead of avoiding the outside for the last 61 days of the year, you may want to consider a vacation to get away from the chaos.Continue Reading

Macroeconomics: What Really Drives the Forex Market?

Forex markets aren’t like traditional financial markets. With traditional markets, the market is made up of hundreds, sometimes thousands, of private companies. These companies’ profits are, ultimately, what drives the pricing of the stock of each company and, in turn, the overall price of the market, collectively. But, in the forex market, the market is largely driven by traders, political and economic activities, and by central banking. It’s also driven by:Continue Reading

A Las Vegas Vacation: Right for Your Family?

Ah, Las Vegas. Sin City. Home of luxurious resorts, celebrity chef dining, non-stop gambling and outrageous electric bills from all the lights. Every year millions of visitors from across the globe trek to this desert oasis to forget about the troubles of their everyday lives and potentially start new ones as they give up their homes for some extra Blackjack chips. It’s an adult playground full of vice, sin, and insane bottled water prices.Continue Reading